Lumio
A smarter way to build better saving habits
Overview
Lumio is a modern savings app designed to make building financial habits easier and more engaging. The experience brings personalized saving goals, saving frequency, progress tracking, financial insights, saving streaks, and AI-powered recommendations into one simple mobile experience.
Problem
Building a consistent saving habit can be difficult when users do not have clear goals or an easy way to track their progress. Lumio was designed to make saving feel more structured and motivating by giving users clear goals, visible progress, useful financial insights, and positive reinforcement throughout their saving journey.
Goals
- Make saving simple and approachable
- Help users create personalized financial goals
- Give users clear visibility into their saving progress
- Encourage consistent saving habits
- Provide useful financial insights
- Introduce AI-powered recommendations to support users
Process
Key Features
Design Decisions
Lumio uses a clean and friendly interface to make financial information feel less intimidating. Important information such as total savings, active goals, and progress is presented clearly.
Users can select goals such as buying a home, purchasing a car, taking a vacation, preparing for retirement, building an emergency fund, or growing business capital. This gives users a clear purpose behind their saving.
Progress indicators and saving streaks make it easier for users to understand how far they have come and encourage them to remain consistent with their saving habits.
The Financial Insights experience gives users a clearer view of their saving performance through financial health scores, weekly savings information, charts, and monthly summaries.
Lumio introduces an AI Coach that provides personalized feedback based on the user's saving activity, helping turn financial data into practical guidance.
Outcome
Designed a modern savings experience that brings financial goals, progress tracking, saving streaks, financial insights, and AI-powered guidance together in one approachable mobile application.
Lessons Learned
Clear goals can make financial experiences easier to understandVisual progress can encourage consistent saving behaviourFinancial information should be presented in an approachable wayPersonalised insights can make financial data more usefulConsistent UI patterns help users navigate financial products with confidence